If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
 |
1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| Hiway Credit Union 2 Year CD Account |
1.10%
Date: Feb 16, 2012
|
| WESTconsin Credit Union 2 Year CD Account |
1.06%
Date: Feb 20, 2012
|
| Beal Bank 12 Month CD Account |
1.01%
Date: Feb 9, 2012
|
| Employees First Credit Union 2 Year CD Account |
1.00%
Date: Feb 16, 2012
|
| Associated Health Care Credit Union 2 Year CD Account |
1.00%
Date: Feb 13, 2012
|
| Affinity Plus Credit Union 2 Year CD Account |
1.00%
Date: Feb 10, 2012
|
| River Falls State Bank 2 Year CD Account |
0.65% to
0.55% Date: Feb 22, 2012
|
| River Falls State Bank 12 Month CD Account |
0.35% to
0.30% Date: Feb 22, 2012
|
| River Falls State Bank 6 Month CD Account |
0.25% to
0.20% Date: Feb 22, 2012
|
| Employees First Credit Union 2 Year CD Account |
1.25% to
1.00% Date: Feb 16, 2012
|
| Merchants Bank Minnesota 2 Year CD Account |
0.90% to
0.65% Date: Feb 15, 2012
|
| Merchants Bank Minnesota 12 Month CD Account |
0.70% to
0.35% Date: Feb 15, 2012
|
